Showing posts with label Bargains. Show all posts
Showing posts with label Bargains. Show all posts

Saturday, May 20, 2017

Why you NEED to join Swagbucks

FTC disclaimer:  This is a sponsored post.  It contains affiliate links. All opinions are my own.

I don't really remember how I first heard about Swagbucks.  I've been a member for about ten years, and I use it as my main search engine.  You could call that loyalty, I call it being a smart consumer.

The search engine is just as good as the big guys -- plus it even has a safe search mode so you wont' get unwanted items in your feed.

But the main reason I use it is for the SB. They can be redeemed for a number of things.  I usually choose Amazon gift cards, and I have gotten a Kindle with them back when Kindles were really expensive, paid for some of the bridesmaid dresses for my wedding with SB, and used some of my earnings for everyday purchases like Nepro when my mother was on dialysis.

So, Swagbucks can help you reduce expenses by allowing you to get free diapers, groceries, or even Christmas gifts.

Monday, May 8, 2017

How to Clearance Shop at Walgreens!


FTC disclaimer:  This post contains affiliate links.

I love to go clearance shopping at Walgreens.  I never know what I might find, and it is as easy as walking up and down every aisle.

Walgreens makes clearance shopping extremely easy with bright orange tags for the items they need to get rid of.  While there is a section for clearance items, I have often found better bargains in other parts of the store.

While with food you do need to keep an eye on expiration dates, many times it is just a seasonal item that they are not carrying for the time being.  An example is I bought boxes of Turkey Flavored Stove Top Stuffing after Thanksgiving for only 49 cents a box!

Friday, March 17, 2017

The New Sheetz Reward Program De-Mystified (Based on What I Know Now)

One of my most visited blog posts is The Ultimate Guide to the Best Deals at Sheetz so I felt I needed to write a blog post about what I currently know about how the Sheetz reward program is changing on April 5, 2017.

This seems to be the year for changes to loyalty offers as My Coke Rewards is changing and the last day to enter codes is March 22, 2017.   Because Sheetz is my favorite loyalty program with My Coke Rewards a second, I have to wonder what is in store for 2017 with anything else I participate in!

One of my favorite things with the Sheetz program has been the buy 10 get 1 free offers.  In my guide to the best deals at Sheetz I suggested saving your free items for MTO products for a more expensive one.  For instance, I love the meatball and pepperoni subs.  (If you haven't tried the pepperoni sub on wholegrain with extra marinara sauce, you are missing out!)  If I save these credits and redeem them for a $9 six inch sub (which can be possible), then here is the breakdown of what I am spending and the rewards on that item.

Tuesday, February 21, 2017

How to DIGITAL Coupon at Dollar General

For years, I have loved the $5 off $25 purchase coupons at Dollar General.  Dollar General is a great place for inexpensive items, and that coupon has helped me get some super bargains over the years.

Now that Dollar General has an app where you can load coupons to your account, there are so many more savings opportunities!

It seems that most Saturdays you can download a $5 off $25 coupon right in the app.  The wonderful thing about this coupon is the discount is taken BEFORE coupons apply.  (A few stores may do it differently, but my stores take it from pre-coupon discounts).  So in theory, I can make sure I buy items using coupons.  The original pre-coupon price only needs to hit $25 for the $5 off $25 coupon to be deducted.  The $5 off $25 coupon also works on sale and clearance items.

Sunday, February 12, 2017

Save Big by Shopping at A Grocery Store Outlet


FTC disclaimer:  This post contains affiliate links.

If you have been following my blog for any time, you know that I love a good bargain.  I have been using coupons for nearly a quarter of a century -- since I was in my teens!  But today I am going to talk about shopping at grocery outlets.  I am fortunate enough to have one about 20 minutes from me, and a different one, which I try to visit a couple times a year just two hours from me.  There are other things I do in that town, so it's not just a trip to visit the outlet, but the car sure does come back filled!

Grocery outlets usually don't accept coupons, but that's okay because many times you can get items as cheap if not cheaper than double coupons.

The most unfortunate part of outlets is if they run out of something, they might not get it back in stock.  So if you see your favorite cereal there get as much as you will use before it goes stale.

Wednesday, February 8, 2017

Christmas Without Debt: February Edition - Stationary


FTC disclaimer:  This post contains affiliate links.

Welcome to my monthly series on how we can plan to have a Christmas without debt.  Not having debt eases stress and anxiety, which means we will appreciate the holiday more and be able to enjoy the extra time with loved ones without worrying about the bills that will come due in December.

As I mentioned in my December Christmas without Debt post,  you should know how much you should set back each month based on your spending last Christmas.    You should plan on either spending that whole monthly amount through the year -- or setting it back for use at Christmastime -- or a combination of the two.

This month we are going to focus on cards and greetings.

Sunday, January 22, 2017

Christmas Without Debt: January Clearance Sales


FTC disclaimer:  This post contains affiliate links.

Hopefully you made a tally last month of everything you will need for next Christmas.  January is the time to buy those items!  This is the month that many things go on clearance, sometimes as low as 90 percent off -- or even 25 cents an item.  Usually gift wrap can't be bought at this super low price, so I recommend that being bought right after Christmas and not waiting and watching sale prices so you can have the best selection.

This week, I stopped in at Target where all Christmas items were 90% off.  There wasn't much left, as I was a few days into the sale.

However, I stopped at Dollar General on Tuesday to buy something and saw their Christmas items were 25 cents each.  I ended up going to twelve Dollar Generals over the next few days.  I got Christmas cards as low as 30 for 25 cents.  The most expensive retail priced item was a huge package of decorations that was originally priced $18, and I paid a quarter for it.  I loaded up on all kinds of items -- some will go on eBay, some will be made into gift baskets for local schools' fundraising purposes, and some I will use.  There were adult coloring books, children's t-shirts, tablecloths, canned pumpkin, cookie mixes, plaques, lip balm, playing cards, wax scents, hand washing soap, air freshener, and much, much more.

Friday, December 30, 2016

After Christmas Planning : Christmas WIthout Debt Series

Christmas is over for another year, but it's time to start planning for next Christmas if you want to be able to put together a debt free holiday a year from now.

Very first thing to do is take stock of what you used this year.  How much gift wrap.  How many cards.  How much did your grocery bill go up because of special foods or baking?  How much did you spend on new clothes for holiday get togethers, gifts, and anything else related to the holidays.  Figure this amount out.  Be prepared for shock because in 2016, the average family spent nearly $1,000 on gifts alone.  (And for this exercise you will be figuring in any other expenses related to the holidays, including airline tickets home, etc.)

Monday, December 19, 2016

Is it better to save money or earn extra Cash?

I sometimes get asked the question if it is better to save money or to earn extra cash.

Well, honestly the answer is BOTH.  The key to being financially independent is to make all you can and save all you can.

But when it boils down to it, I say things like using coupons, when looking at dollar per dollar amount is more benefial.  Here's why:  You don't have to treat it as income.  It's not taxable.  Say you save $1,000 in the same amount of time it would take you to earn an extra $1,000.  All things are equal (providing that savings is on things you truly need.)  You don't have to pay state or federal income tax on that.

Saturday, December 17, 2016

Why I believe in Giving Children REAL items instead of Toys (when appropriate)


FTC disclosure:  This post contains affiliate links.

I've always been a bargain shopper.  I also always thought the things my grandmother could do with yarn was absolutely amazing.  When I was about six, I picked up a child's toy "Learn to Crochet" kit at a garage sale for a quarter.  I took it to my grandmother's house and asked her to teach me.  She took one look at it, and threw the plastic hook in the trash and gave me a REAL one.  She said she could never crotchet using that hook and she wouldn't expect me to, nor would she teach me using such a cheap thing.  That was the first time I ever had an adult replace a toy with a real item.  Now, looking back, there is no way someone could have learned to crochet with that little kit I bought, but handing a six year old a skein of yarn and an adult crochet hook?  Absolutely it can be taught.  (And even easier now with youtube videos and such.)

Sunday, December 11, 2016

Frugal or Frivolous? My opinion on Subscription boxes. And a Frugal solution.

FTC disclaimer:  This post contains affiliate links.

I have won a few subscription boxes over the last few years, but only one month of them.  For someone who loves mail, I have to say they are extremely tempting, but I also am a frugal person.  I just looked at one of the more popular subscription boxes, and it costs $19.95 for a month, but it claims to have $50 of stuff in it.

Friday, December 9, 2016

The Trick to Finding Cheap Items for Free Super Saver Shipping at Amazon


FTC disclaimer:  This post contains affiliate links.

It seems this time of year everyone is ordering from Amazon.  I sometimes order multiple times a day if I find a good deal.  I have Prime so it's not a big deal to me.  (Hint:  This would be a good month to sign up for a free trial!)

But if you don't have Prime, sometimes you need a small item to boost your cart up to the $25 or $50 amount for free shipping.

Here are some searches that often bring up inexpensive items:

I chose to link to books because it works for book orders or other item orders.


Dover Sticker
Dover Activity books
Dover Classic Books   (some of these are as low as $1.00!)
Decorative notebooks

Thursday, November 24, 2016

RARE Amazon coupon code for books!

FTC disclaimer:  This post contains affiliate links.

There is a RARE $10 off $25 (physical) book purchase at Amazon.  I bought the Inspire Journaling / Coloring Bible and it took it down to just over $16!

Use Code:  HOLIDAYBOOK

Sunday, November 20, 2016

I've saved and made thousands of dollars with these phone apps!

FTC disclaimer:  This post contains affiliate links.

Not all apps are created equal, so I am going to list the apps in order of how much money I have saved and earned with them.

Selling your stuff on eBay is super easy with the app.  This is the one that has netted me the most money, but then again I love 'picking' and reselling.  I like the app because I can take the photos, edit them, and create the listing all right on my phone or iPad.  My husband lists on eBay occasionally, and he has never even listed from a computer, he's always listed from a mobile device.  I also like the portability of it.  There was one time I was sitting in a car listing and selling items I was listing.  How is that for fast turn around?

Store apps!  You would be amazed at how much you can get back through the apps of your favorite stores.  I don't really shop at Target, so I don't use Cartwheel, but I love Kroger, CVS, Walgreens, and Dollar General apps.  There are coupons you can add to your cards and sometimes even freebies!  Walmart's store app works slightly differently and you scan the QR code on your receipt after you shop there, and they will see if there are any advertised sales anywhere else in the area and refund you via a Walmart e-gift card.  Even gas stations get into apps.  I have Sheetz, 7-11,  and Circle K on my phone, and there are often coupons there as well as purchase x number of items get one free offers.  Cici's Pizza, Chilis, and Rita's Italian Ice have rewards programs.  I am sure this is just a drop in the bucket of the many rewards programs and store apps out there, but these are the ones I use and am most familiar with them!  I have saved the most with the Kroger, CVS, and Sheetz apps.

Thursday, November 17, 2016

Preparing for Black Friday And Cyber Monday: Christmas without debt

FTC disclaimer:  This post contains affiliate links, all opinions are my own.

If you have been following the Christmas without debt series, you should have some money saved up this month for buying the things you want to purchase for others as gifts.  But hold on, let's save money money while we're spending, don't you think?

First off, have a list of everything you want to buy.  Check prices NOW, before Black Friday and Cyber Monday and jot down prices at three stores.  So now you know what price you want to beat.  Sometimes the sales over Thanksgiving weekend aren't the best deals out there and that's not what we want.  We want to save money.

Friday, November 4, 2016

How to Win a Skill Contest


FTC disclaimer:  This post contains affiliate links.

My favorite type of sweepstake or contest is a skills content.  The reason is, the more creative and off the wall I can be, the more likely I will win.  These are usually fully judged.  Sometimes they are judged and then go to voting.  You can read more about how to win a voting contest, but in this post I am going to concentrate on how to win a skill contest.

As we learned in the basic of entering contests and sweepstakes,  be sure and read the rules.  I have seen all kinds of unique rules ranging from no animals may be in a photo to no people may be in a photo to people and/or animals required to be in a photo.  Just make sure whatever you submit follows the rules because if it doesn't you won't be able to win.  If it's an essay contest, make sure you say within the word or character count.  No matter how good your entry is, it will likely be disqualified if you go even one word over the amount allowed.

Monday, October 17, 2016

How to Get Free and Cheap Candy at CVS


FTC disclaimer:  This post contains affiliate links.

I have been a coupon queen since before it was popular.  The only thing consistent about it over the years is my desire for a good deal.  If I was plunged into the current world of bargain shopping when I was 18, I wouldn't have the first idea where to begin (or even how to use the Internet).  The way I used coupons when I was 18 wouldn't be something I would want to do today because it would take too much time, and I'm all about time saving while saving money!

There is a lot of information in this post, so follow closely and I'll sum it up again at the bottom of the post.

So I try to do as much savings as I can electronically.  I've been recently getting lots of candy deals, and someone on my Facebook page asked for more information as to how I do it.

Sunday, October 16, 2016

How I Learn New Skills for Free


FTC disclaimer: This post contains affiliate links.

I love to learn.  I always have.  I graduated high school at age 15, and I spent my summers reading books.  I am a non-fiction aficionado, and I have discovered that there are amazing resources out there to learn pretty much anything you want for free (or very inexpensively).  It doesn't come with certification, but there is so much knowledge available you can implement to make your life better, more efficient, saving money, or fun!

About a year ago I decided I wanted to learn more about blogging and what kinds of items sell best on eBay.  Now I'm wanting to learn how to use coupons most effectively at Dollar General and homesteading skills.  Why am I switching?  I feel like I have the knowledge I want to cut back on the time I invest in learning the first two topics.

Friday, October 14, 2016

Saving so you Can Give to Others

FTC disclaimer: This post contains affiliate links.

When I was a teenager, there was about a year that my mother and I had nothing to eat but potatoes because we were trying to make ends meet.  That is when I decided I was going to do what I could to figure out a way we could afford a bit more variety in our food as well as being able to have the heat set above 58 degrees in winter.

That's when I started reading books like The Complete Tightwad.  Although this book has advice from 20+ years ago, much of it is still quite useful, and one I would recommend to be in any penny pincher's library.  I still read my copy from time to time, usually getting it out every two years or so for a refresher course to see if I'm still doing everything I can -- or even if I can implement something new.

Monday, August 8, 2016

How to win #AmazonGiveaway Sweepstakes

In 2015, Amazon started a service called "Amazon Giveaways" In it, an author or company or blogger can give away an item that Amazon sells. Amazon fulfills everything that needs done from picking the winner to shipping the prize.  The sponsor just pays for the item!

While this can be a way for people to increase their twitter following, the majority of giveaways happen to advertise the product.  The author of a self published or small press published book may use this to promote their work.  I've seen a few companies turn to Amazon because it's just easier for them to have Amazon do all the work than themselves.